Section 8 Payment Standards — Flint, Michigan (FY 2026)
HUD Small Area Fair Market Rent (SAFMR) data for Flint ZIP codes, plus how Section 8 rent compares to typical market asking rents.
Genesee County entry prices are among the lowest in Michigan while HUD rents remain materially above market estimates.
County est. 2BR SAFMR
$1,033
County median home value
$199,135
Est. Section 8 yield
6.2%
On a typical Flint county home, HUD's 2BR limit ($1,033/mo) vs an estimated market asking rent (~$1,593/mo) suggests a +-$560/mo Section 8 premium before utilities, payment standard adjustments, and rent reasonableness.
Sample Flint ZIP codes — FY 2026 SAFMR
Payment standards vary by ZIP and bedroom count. Always confirm current limits with the local housing authority before underwriting a deal.
| ZIP | 0BR | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 48503 | $690 | $810 | $970 | $1,200 | $1,410 |
| 48504 | $710 | $840 | $1,010 | $1,240 | $1,460 |
| 48505 | $690 | $810 | $970 | $1,200 | $1,410 |
Why Section 8 rent matters in Flint
Most investors underwrite Flint rentals using Zillow or market asking rent. Section 8 uses HUD SAFMR payment standards — and in many Michigan markets the gap between HUD rent and market rent is what makes a property cash-flow.
Local PHAs may set payment standards between 90% and 110% of SAFMR, subtract utility allowances, and run rent reasonableness tests. Use full SAFMR as a ceiling, not a guarantee on every door.
Search live Flint listings scored on Section 8 rent
Rich from Section 8 merges live for-sale inventory in Flint, MI with official HUD SAFMR data, rent gap scoring, and instant cash-flow underwriting — not Zillow rent guesses.
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