Section 8 Rent Guides by City

Official HUD FY 2026 SAFMR data for markets where government rent often beats private market asking rents — the same regions Rich from Section 8 helps investors underwrite.

Detroit, MI

Wayne County investors routinely see HUD 2BR rents near $1,350 while purchase prices on distressed SFRs stay under $100k.

Est. county Section 8 yield: 9.3%

Cleveland, OH

Cuyahoga County combines low entry prices with SAFMR limits that often beat Zillow rent estimates by $400–700/mo on 2-bedroom units.

Est. county Section 8 yield: 6.8%

Dayton, OH

Montgomery County is a classic Midwest rent-gap market — HUD payment standards hold up while owner-occupant demand keeps prices subdued.

Est. county Section 8 yield: 7.4%

Birmingham, AL

Jefferson County offers strong Section 8 yields relative to median home values, especially on older single-family stock.

Est. county Section 8 yield: 6.9%

Cincinnati, OH

Hamilton County SAFMRs run higher than many investors expect when they only underwrite on private-market asking rents.

Est. county Section 8 yield: 5.9%

Memphis, TN

Shelby County pairs affordable acquisitions with HUD rents that can exceed estimated market rent on the same property.

Est. county Section 8 yield: 6.9%

Indianapolis, IN

Marion County is one of the largest Midwest metros where Section 8 underwriting changes the cash-flow picture on sub-$150k homes.

Est. county Section 8 yield: 7.6%

Columbus, OH

Franklin County has active voucher demand; SAFMR-by-ZIP matters because payment limits vary block to block.

Est. county Section 8 yield: 5.7%

Atlanta, GA

Fulton County inner-core ZIPs can show large spreads between HUD limits and distressed market rents on older rentals.

Est. county Section 8 yield: 5.2%

St. Louis, MO

City of St. Louis pricing stays low while HUD SAFMR data supports stronger gross rent assumptions than Zillow comps alone.

Est. county Section 8 yield: 7.8%

Louisville, KY

Jefferson County investors targeting cash flow should compare every listing to Louisville-area SAFMR, not just market rent.

Est. county Section 8 yield: 5.6%

Kansas City, MO

Jackson County offers a mix of affordable SFR inventory and HUD rents that can carry DSCR-friendly debt service coverage.

Est. county Section 8 yield: 6.5%

Milwaukee, WI

Milwaukee County has established PHA infrastructure and ZIP-level SAFMR variation worth modeling before you make an offer.

Est. county Section 8 yield: 5.4%

Buffalo, NY

Erie County distressed rentals often pencil on Section 8 rent when they fail a straight market-rent analysis.

Est. county Section 8 yield: 5.3%

Toledo, OH

Lucas County is a high-yield Ohio market where HUD FY2026 SAFMR limits outperform typical asking rents on lower-priced homes.

Est. county Section 8 yield: 7.2%

Akron, OH

Summit County combines Rust Belt pricing with SAFMR ceilings that reward investors who underwrite on voucher rent.

Est. county Section 8 yield: 6.5%

Flint, MI

Genesee County entry prices are among the lowest in Michigan while HUD rents remain materially above market estimates.

Est. county Section 8 yield: 6.2%

Youngstown, OH

Mahoning County is a textbook rent-gap market — low purchase prices and HUD limits that surprise first-time Section 8 investors.

Est. county Section 8 yield: 6.5%

Gary, IN

Lake County (Gary) offers some of the steepest spreads between HUD payment standards and private-market rent in Indiana.

Est. county Section 8 yield: 6.2%

Mobile, AL

Mobile County Gulf Coast pricing stays accessible while SAFMR limits support stronger gross rent on older rental stock.

Est. county Section 8 yield: 6.5%

Section 8 Rent by City — HUD SAFMR FY 2026 Guides · Rich from Section 8