Section 8 Payment Standards — Kansas City, Missouri (FY 2026)
HUD Small Area Fair Market Rent (SAFMR) data for Kansas City ZIP codes, plus how Section 8 rent compares to typical market asking rents.
Jackson County offers a mix of affordable SFR inventory and HUD rents that can carry DSCR-friendly debt service coverage.
County est. 2BR SAFMR
$1,358
County median home value
$252,636
Est. Section 8 yield
6.5%
On a typical Kansas City county home, HUD's 2BR limit ($1,358/mo) vs an estimated market asking rent (~$2,021/mo) suggests a +-$663/mo Section 8 premium before utilities, payment standard adjustments, and rent reasonableness.
Sample Kansas City ZIP codes — FY 2026 SAFMR
Payment standards vary by ZIP and bedroom count. Always confirm current limits with the local housing authority before underwriting a deal.
| ZIP | 0BR | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 64101 | $1,110 | $1,210 | $1,370 | $1,780 | $2,120 |
| 64109 | $880 | $960 | $1,090 | $1,420 | $1,690 |
| 64127 | $860 | $940 | $1,070 | $1,390 | $1,660 |
Why Section 8 rent matters in Kansas City
Most investors underwrite Kansas City rentals using Zillow or market asking rent. Section 8 uses HUD SAFMR payment standards — and in many Missouri markets the gap between HUD rent and market rent is what makes a property cash-flow.
Local PHAs may set payment standards between 90% and 110% of SAFMR, subtract utility allowances, and run rent reasonableness tests. Use full SAFMR as a ceiling, not a guarantee on every door.
Search live Kansas City listings scored on Section 8 rent
Rich from Section 8 merges live for-sale inventory in Kansas City, MO with official HUD SAFMR data, rent gap scoring, and instant cash-flow underwriting — not Zillow rent guesses.
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