Section 8 Payment Standards — Youngstown, Ohio (FY 2026)
HUD Small Area Fair Market Rent (SAFMR) data for Youngstown ZIP codes, plus how Section 8 rent compares to typical market asking rents.
Mahoning County is a textbook rent-gap market — low purchase prices and HUD limits that surprise first-time Section 8 investors.
County est. 2BR SAFMR
$973
County median home value
$179,433
Est. Section 8 yield
6.5%
On a typical Youngstown county home, HUD's 2BR limit ($973/mo) vs an estimated market asking rent (~$1,435/mo) suggests a +-$462/mo Section 8 premium before utilities, payment standard adjustments, and rent reasonableness.
Sample Youngstown ZIP codes — FY 2026 SAFMR
Payment standards vary by ZIP and bedroom count. Always confirm current limits with the local housing authority before underwriting a deal.
| ZIP | 0BR | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 44501 | $730 | $770 | $970 | $1,270 | $1,340 |
| 44505 | $730 | $770 | $970 | $1,270 | $1,340 |
| 44507 | $760 | $800 | $1,010 | $1,320 | $1,400 |
Why Section 8 rent matters in Youngstown
Most investors underwrite Youngstown rentals using Zillow or market asking rent. Section 8 uses HUD SAFMR payment standards — and in many Ohio markets the gap between HUD rent and market rent is what makes a property cash-flow.
Local PHAs may set payment standards between 90% and 110% of SAFMR, subtract utility allowances, and run rent reasonableness tests. Use full SAFMR as a ceiling, not a guarantee on every door.
Search live Youngstown listings scored on Section 8 rent
Rich from Section 8 merges live for-sale inventory in Youngstown, OH with official HUD SAFMR data, rent gap scoring, and instant cash-flow underwriting — not Zillow rent guesses.
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